When you need Short Term Health
If you have missed the open enrollment period per the Affordable Care Act (ACA), and do not qualify for special enrollment, or are in between jobs, or maybe you need a more affordable alternative to Obamacare, you can purchase Short Term Health Insurance, which is a non-ACA solution that you can purchase any time of the year. Per the new health insurance regulations as set by the Trump Administration, there is no longer a tax penalty or individual mandate, so you do not have to worry about non compliance of the essential health benefits.
A short term health plan is usually less expensive than a comprehensive health plan, because it does not cover pre-existing conditions, nor does it contain all of the essential benefits required by the ACA.
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Need a comprehensive health plan from the marketplace?
Buying a plan from the marketplace can be confusing. We have partnered with HealthSherpa to help you get the most from your marketplace plan.