Hospital Indemnity Plans

When health insurance is not enough

A hospital indemnity policy is designed to supplement short-term medical insurance or a comprehensive medical major plan purchased from the Marketplace.  Considering many of the lower-priced options on the Marketplace have extremely high deductibles, pairing an ACA plan with our hospital indemnity plan would be a smart way to ensure you have affordable, adequate coverage, should you suffer from a medical condition requiring a hospital stay.

The policy pays fixed benefits for a covered inpatient hospital stay.  It pays benefits regardless of other coverage you may have, and benefits may be paid directly to you, unless you assign them to a physician, hospital or other health care provider. 

Enroll anytime of the year
Option to add diagnostic and surgical services

For personal assistance

We would love to help!  For a quote, please call us or email us, or simply submit the form below and we will contact you soon.

Why buy supplemental health insurance?

Per recent changes to the Affordable Care Act, most Individuals are not required to have comprehensive health coverage.  When you don’t have coverage, or even when you do, purchasing supplemental health insurance is a smart strategy for protecting you and your family’s physical health and financial wellness. 

Supplemental policies are less expensive than you think and pay benefits that go beyond traditional health insurance, helping you to cover deductibles, living expenses and more in the event of an unforeseen accident or illness.

Additional Plans

Instant Quotes

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Buy a marketplace plan with or without subsidy…
Quote & Buy Plan

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Non-ACA solution, enroll anytime up to 2 yrs…
Quote & Buy Plan

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When you are traveling, don’t go without coverage…
Quote & Buy Plan

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Diagnostic, preventative and corrective services & products…

Quote & Buy Humana Plan

Quote & Buy Dental & Vision from GPM Health & Life (Ameritas) Designed for Seniors & can be bundled with Medicare Supplement plan.

Quote & Buy Dental & Vision from Ameritas Suitable for seniors and under 65.  Some plans include orthodontia benefits for children