When health insurance is not enough
A hospital indemnity policy is designed to supplement short-term medical insurance or a comprehensive medical major plan purchased from the Marketplace. Considering many of the lower-priced options on the Marketplace have extremely high deductibles, pairing an ACA plan with our hospital indemnity plan would be a smart way to ensure you have affordable, adequate coverage, should you suffer from a medical condition requiring a hospital stay.
The policy pays fixed benefits for a covered inpatient hospital stay. It pays benefits regardless of other coverage you may have, and benefits may be paid directly to you, unless you assign them to a physician, hospital or other health care provider.
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Why buy supplemental health insurance?
Per recent changes to the Affordable Care Act, most Individuals are not required to have comprehensive health coverage. When you don’t have coverage, or even when you do, purchasing supplemental health insurance is a smart strategy for protecting you and your family’s physical health and financial wellness.
Supplemental policies are less expensive than you think and pay benefits that go beyond traditional health insurance, helping you to cover deductibles, living expenses and more in the event of an unforeseen accident or illness.