Individual Health Insurance

Comprehensive major medical health through the Marketplace

Medicare Insurance Plans

Medicare Advantage, Medicare Supplements and Prescription Drug Plans

Financial Protection

Keep your finances protected with certain types of supplemental health insurance

Small Group Benefits

Customized Benefit Packages with Group Health, Life, Dental & More
About us

A trusted source for health & life insurance for 20 years.

Located in West Palm Beach, Florida, Lovelace Insurance is an unbiased, independent Florida Health & Life agent offering a wide variety of insurance solutions from many top-rated carriers.  As a FREE resource to our clients, we help you find the best coverage possible for your unique needs and budget.  As a family owned business dedicated to providing exceptional service, we go the extra mile to make certain you understand all aspects of your insurance options:

  • Deductibles, cost-sharing, co-pays
  • Essential (wellness) benefits
  • Compliance with the ACA
  • Claims, premiums, renewals

Insurance Plans of Florida is owned by Lovelace Insurance.  Our goal is to help our clients make the best decisions regarding their healthcare.  We realize clients may want to do their due diligence.  References are always available at your request and for your review, Just Ask Us.  We’d love to add you to our list of satisfied clients.

Susan & David Lovelace can be reached at  561-845-7392

Email them directly at Susan@lovelaceinsurance.com

Proud Member
National Association of Health Underwriters

About us

A trusted source for health & life insurance for 20 years.

Lovelace Insurance is an unbiased, independent Florida Health & Life agent offering a wide variety of insurance solutions from many top-rated carriers.  As a FREE resource to our clients, we help them find the best coverage possible for their unique needs and budget.  As a family owned business dedicated to providing exceptional service, we make sure our clients understand all aspects of their insurance options:

  • Deductibles, cost-sharing, co-pays
  • Essential (wellness) benefits
  • Claims, premiums, renewals
  • Compliance with the ACA

  Susan and David Lovelace
We realize clients may want to do their due diligence.  References are always available at your request and for your review, Just Ask Us.  We’d love to add you to our list of satisfied clients.

Phone – 561.845.7392
Email:  info@lovelanceinsurance.com

 

NAHU_Logo_Color-white2

Proud Member
National Association of Health Underwriters

Supplemental Health Plans

For your financial wellness

These specialty products are very affordable and will provide benefits above and beyond your traditional health insurance, sometimes paying cash benefits directly to you.

Short Term Health Insurance

Non ACA, enroll anytime up to 2 yrs.
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Dental Insurance Plans

Pays for a variety of diagnostic, preventative and…
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Vision Insurance Plans

Reduces costs for routine eye care and prescription…
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Accident Insurance Plans

Accidents can happen anytime, Be better prepared.
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Disability Insurance Plans

Protect your income when you can't work
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Critical Illness & Cancer Plans

Reduce the financial impact of fighting cancer or…
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Hospital Indemnity Plans

Pays a lump-sum payment for approved hospital stays
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Long Term Care Plans

Pays for services and assistance with daily living
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FAQ

About Your Health Insurance Options

The health insurance landscape has changed many times over the last several years.  Below are answers to a few the questions we are asked most frequently, as health insurance specialists.   

Do you have to buy health insurance?

Currently, most people are not required to purchase health insurance. The ACA “shared responsibility payment” and the individual mandate has been eliminated by the Trump Administration for 2019 and beyond.

Can you still get a tax subsidy?

Yes, the structure of the ACA (aka Obamacare) premium subsidies — also known as premium tax credits — is unchanged, and subsidies continue to adjust each year to help you pay your premium.

When is open enrollment?

Open enrollment for the Marketplace (aka Exchanges) is November 1st through December 15th. There is a special enrollment period for certain circumstances. Please visit our page on comprehensive coverage (below) to learn more.

Do we offer Marketplace Plans?

Yes. Lovelace Insurance has partnered with HealthSherpa to help you find, evaluate and purchase a Marketplace health plan. Please visit our page on comprehensive health coverage (below) for more information.
Our Carriers

We work with many top carriers to offer an unbiased approach

Working as a fully independent agent, and not for any one specific carrier, allows us to always work in the best interest of our clients.  Having a wide range of carriers to work with also allows us to find the best coverage, at the most competitive price.

*The above display of carriers is a sampling of a few of the carriers we work with and is in no way a complete list of carriers options we present our clients with.

Instant Quotes

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HEALTH PLANS
Buy a marketplace plan with or without subsidy…
Quote & Buy Plan

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SHORT TERM HEALTH
Non-ACA solution, enroll anytime up to 2 yrs…
Quote & Buy Plan

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TRAVEL HEALTH
When you are traveling, don’t go without coverage…
Quote & Buy Plan

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DENTAL & VISION
Diagnostic, preventative and corrective services & products…
Quote & Buy Humana Plan